Discover insights and thought leadership from across Moody’s on the banking industry, including commentary on issues and events impacting the sector.
Banks struggle with outdated systems, slow data entry, and confusing processes. To stay profitable amidst growing risks, they need innovative solutions. Moody's Lending Suite helps you make confident credit decisions and effectively manage your loan portfolio with an end-to-end loan origination system.
We offer a smart, automated solution for effective loan management and confident credit decisions, harnessing advanced analytics and AI to deliver a seamless credit experience.
Moody’s Risk and Finance solutions combine data, analytics, software, and governance frameworks to help banks manage risks, identify opportunities, and address regulatory demands to support safe and sound growth.
Future-proof your systems with our innovative, AI-driven solutions. Our solutions use the latest technology – from AI to APIs - and replace manual processes with automation, enhancing decision-making speed, resource optimization, and workflow consistency – keeping you ahead of the competition.
Maxsight™ brings together thousands of data points to give your organization a holistic view on risks, which can be seen from different perspectives. Shared risk intelligence—covering sanctions, supplier risk, KYC, and more—so your teams can make data-driven decisions with confidence.
CreditView provides users with Moody's perspectives into the broader economic landscape, along with in-depth credit, entity, and sector analysis. This helps them address the complexities of credit risk, including how tariffs might affect their portfolio. Moody's Research Assistant uses this wealth of information and advanced GenAI technologies to help users surface insights about the companies they engage with most, delivering instant answers to help users navigate an evolving and unpredictable landscape.
This paper compares Financial resilience (FR)—a forward-looking measure of whether a firm’s current financial condition is likely to remain stable or deteriorate under alternative macroeconomic scenarios—for S&P 500, Russell 1000, and Russell 2000 constituents on April 8, 2025, versus April 8, 2026, holding the portfolios and methodology constant, but against a very different macro backdrop.
Insights from our 2026 Banking Study find APAC banks are not just investing in technology, they are simultaneously investing in the people, culture and organizational change that decide whether technology delivers.
This report, which is based on primary research with 348 senior banking leaders in the US, Europe and Asia-Pacific, outlines the thinking across sector. As the banking industry becomes increasingly competitive, discover what strategies will position banks to build a competitive advantage.
Leading banks stay ahead by continuously monitoring credit risk, catching early warning signals before loan portfolio health is affected, and taking strategic action.
Across the Asia‑Pacific region, regulators are mandating detailed stress tests, such as modeling the impact of a 1‑in‑200‑year flood event. Portfolio‑level averages can hide severe impacts on a concentrated group of borrowers, masking firm‑level vulnerability and unforeseen capital erosion.
In an era where rapid market shifts and regulatory demands redefine risk management, early warning systems (EWS) empower banks to transition from reactive to proactive strategies by detecting emerging risks before they impact profitability or compliance. By integrating diverse signals, an effective EWS helps leadership safeguard financial stability, align with regulations, and uncover opportunities for growth and resilience.
Bringing together data, experience, and best practice capabilities, with our specialized and agile intelligence, Moody’s banking solutions empower banks to adapt confident and efficient decision making, to ultimately drive growth and meet strategic goals.
